What are the 401(k) and Roth IRA contribution limits for 2026?

For 2026, the maximum pre-tax and Roth 401(k) contribution is projected to be $23,000, with an additional $7,500 catch-up contribution for individuals aged 50 and over. The Roth IRA contribution limit is projected at $7,000, with a $1,000 catch-up.